Connecting investment fundswith investment opportunitiesacross Europe
BidFinance is a pan-European marketplace where investment funds, portfolio sellers, and debt collection companies conduct secure, transparent, real-time auctions and execute PL and NPL transactions in one trusted digital ecosystem.
A cross-border footprint in debt trading across European markets
Our cross-border operations provide a consistent, compliant, and scalable operating model that enables efficient and repeatable trading of debt portfolios across European markets.
If you want to sell or buy a debt portfolio in a country where BidFinance is not operating,please contact Piotr Szaciłło.
Find BidFinance manager, who will answer all your questions
United KingdomNorwayFinlandSwedenDenmarkPolandCzech RepublicRomaniaBulgaria
Inside the BidFinance Ecosystem
BidFinance connects sellers, investors, and local servicing partners, transforming European NPL and PL portfolios into scalable and transparent investment opportunities.
Would you like to learn more about the BidFinance ecosystem?
Contact our regional representatives to discuss selling or buying PL and NPL portfolios and learn how the BidFinance ecosystem operates in your market.
Flexible auction types tailored to every transaction party and every trading strategy
BidFinance delivers transparent and efficient auctions for the sale and servicing of PL and NPL portfolios, connecting investment funds, portfolio sellers, and local servicing companies across Europe.
Transparent bidding
Bidding starts from the seller's reserve price and rises live as buyers outbid one another. The highest bid wins the auction.
Seller control
The seller sets the rules, selects invited buyers and controls who may participate in the auction.
Buyer insights
The seller tracks buyer activity, document views and bid behaviour live throughout the process.
Offer choice
After the auction, the seller reviews the top three bids and chooses the best commercial outcome.
Benefits for the buyers, sellers and servicers of PL and NPL portfolios
BidFinance enables the efficient sale of debt portfolios under optimal market conditions, ensuring a transparent auction process and eliminating barriers to access to debt portfolios for buyers and servicers across Europe.
The most effective way to sell debt portfolios
BidFinance optimizes debt portfolio sales, ensuring the best possible market terms and seamless access to all market buyers.
BanksEnergy companiesInsurance companiesSecondary marketLoan companies B2B/B2CTelecomsLeasing companiesFactoring
Advantages for the sellers
- Access to all buyers in the market
- Active pre-sale of your portfolios
- Constant support in the portfolio sales process
Setting a benchmark for debt portfolio trading
BidFinance combines transparency, security and structured auctions to redefine how institutions buy and sell debt portfolios, faster, safer, and with full process control.
Transparency
We guarantee transparency and give full control over the process of selling debt portfolios. After each auction, we send a detailed report on the auction results.
Security
We ensure full data security using advanced IT solutions based on secure cloud infrastructure and restricted access controls.
Constant support
We provide constant support in communication between sellers and buyers, which speeds up the entire tender process.
Trusted by market leaders on both sides of the transaction across Europe
Leading banks, investment funds and debt collection agencies rely on BidFinance to trade PL and NPL portfolios securely and efficiently.
Let's connect and discuss your next opportunity
Have questions about selling, buying or servicing debt portfolios? Our regional managers will help you with platform access, auction setup and onboarding.